Credit Process

Step	Instructions
1	Client meets Kaebauk’ s representative at client location or at Kaebauk office.
2	Client completes the required documents.
3	Kaebauk’s representative reviews client’s documents. The review includes visiting the client at their business and/or home.
4	Upon the successful review of the client’s documents, the loan application is moved onto the approval phase.
5	The client is invited to come to kaebauk office for a training session on the provisions of the loan agreement.
6	Once the client accepts the provisions of the loan agreement; the loan contract is signed by both parties. Then the proceeds of the loan are transferred into the client’s saving account. The client can withdraw as and when she wants.

Minimum eligibility requirements

The loan applicant must